About Us - Thrive Insurance Brokers

ABOUT US

Let’s be honest, insurance is hardly the most riveting subject. It’s not something you’d bring up with friends at dinner: “Let me tell you about my health insurance policy…” They’d certainly leave before dessert.

Whilst we all need to have the right insurance, it can feel like a hassle to keep on top of. Especially when it’s something you organise for your business.

Researching and negotiating insurance can take up far too much time, plus you want to feel confident you’re getting a decent price and the right cover – year after year.

You don’t need the drain.

We remove the hassle and save you cash

Whether you buy your health and protection insurance from a provider or broker, we’d love to chat. Not got this type of insurance yet? We’d still love to chat.

Thrive removes the hassle of renewal for SMEs whilst saving you cash too.

No, we’re not a big global broker, and that’s a good thing. Based in Worcestershire, we’re an experienced, friendly team who do all the hard work for you, providing support precisely when you need it. Phone or email us direct – no annoying call centre or ticketing system. Just friendly people ready to listen and help. Call us in the evening or the weekend if that’s easier – we know you’ve got a business to run so we’re open all (reasonable) hours.

At last, you’ve found a broker that understands SMEs. We’re on your side.

The story behind Thrive

I’m James King and my decision to launch Thrive Insurance came after ten happy years with AXAPPP. Yep, one of the largest global providers of health insurance.

During that time, I built up a loyal group of 700 clients – some of which I’m still supporting today. They liked my constant help and support, my determination to get them the best deal and my transparency in what can feel like a devious industry.

Whilst AXAPPP is an excellent insurance provider, it’s only one option.

I couldn’t review the whole market for my clients. And my integrity told me that was the right thing to do.

So, if my client found a better deal elsewhere, I’d encourage them to tell me. AXAPPP would always try and meet it when possible – we worked hard to retain clients.

But the fact remained, the market was bigger than AXAPPP.

Smaller business leaders wear many hats. That might be you. Managing your health and protection insurance takes time you haven’t got and demands knowledge you know you’re lacking.

For exactly this reason, Thrive Insurance was born in 2020. A new kid on the block, but one with huge expertise. And one that’s determined to give SMEs the service, support, and pricing they deserve.

"I wanted to help SMEs assess the whole insurance market, not just one provider. And they deserved my relentless support."

James King

How we help you

We make this easy and time efficient for you. You’ll receive a quote from your provider (or broker) around six weeks before renewal. Don’t let them drag their heels and turn it into a distress renewal. Give ‘em a shove if it doesn’t arrive.

Give us a call

With NO obligation, we’ll carry out a FREE ‘whole of market’ review for you (whether your renewal is imminent or not).

Tell us whether you’ve made any claims and have pre-existing medical conditions.

We’ll also need to understand your cover level (and can help if you’re not sure).

We get to work

Contacting all the main providers (such as AXAPPP, Bupa, Vitality etc.) we’ll work hard to establish their best prices for the cover you need.

If you called each one individually (or used an online comparison site), you wouldn’t get the same results.

Put simply, we know what buttons to press.

You get the best price

You’ll feel in safe hands as we help you make the right decision. It’s your policy and you’re in the driving seat.

Remember, you’re still not obliged to renew through us at this point. But we think you’ll want to.

We’ll complete any final tweaks and when you’re entirely happy, set up your contract with the chosen provider.

Our charge for this?

Nothing, nowt, not a dime. You see, that’s the thing, brokers not only save you money, they don’t charge for their service either. At least, this one doesn’t.

Are you pulling your hair out over health and protection insurance? It’s time we had a friendly chat.

some of the providers we work with